4/23/2024 0 Comments Plan my funeral checklist![]() It will help if you know to choose burial or cremation. If you are planning a funeral for a parent or other loved one who has died, then the steps are the same as pre-planning for yourself. Communication is key! How To Plan A Funeral For A Parent Or Loved One Who Has Died Then tell them where to locate the paperwork. First, capture your desires on paper, so your family knows what you want. However, whether or not you pre-pay for your funeral services, meeting with a pre-need specialist is still beneficial. Since each case is different, a prepaid funeral plan may not be your best choice. Of course, you should check with your financial planner before taking this step. They give you peace of mind that your family doesn’t need to absorb the cost. Prepaid funeral plans offer you a way to pay for your funeral before you pass. So if you incur medical expenses before death, this option could cover some of them. Then your beneficiary can use it to pay for your funeral and any other costs. The benefit to this option is you assign who receives the money. You can either make one lump payment or monthly payments for your selected services.Īnother option is purchasing a specific life insurance policy to cover funeral expenses. It works like life insurance, but the funeral home is the only beneficiary. If you make prearrangements for your prepaid funeral, the monies go into an insurance policy. So there could be considerable cost-savings. Instead, your funeral costs remain at the previous lower prices. If you die ten years later, your family doesn’t pay more, even though costs have likely risen. Then you pay for the entire funeral service. Say, for example, you work with a pre-need specialist to outline your services. However, a positive aspect of pre-planning and pre-funding your funeral is that costs remain the same as when you planned. After your death, your family still meets with the funeral director to update death certificate information and finalize service plans. Prepaid funerals work similarly to after-death planning. ![]() How Do Funeral Plans Work (Prepaid Funerals)? After your death, there won’t be questions about your desires.Īnd finally, in planning your funeral, you’ll decide whether you’d like to pre-fund it. Your instructions give your family a starting point for memorializing you. If there are other essential details, you can write them down too. Celebration of Life (less-formal option focused on celebrating rather than mourning)Īfter this, note any words you’d like spoken or songs you’d like played.Memorial Service (body not present, but urn might be).Next, you’ll decide what type of service to have. You may even select a casket style or urn. For example, you’ll make decisions regarding burial or cremation. This person walks you through the funeral process. It takes a couple of hours to pre-plan your funeral with a preneed specialist. How Long Does It Take To Pre-Plan A Funeral? This allows you to think about what is essential in how you are remembered. Most funerals are planned after someone dies, but more and more people choose to plan their funerals themselves. So keep reading to learn how to plan funeral arrangements. And finally, I’ll give you a “How To Plan A Funeral Checklist.” Next, you’ll find an area for planning a funeral after death occurs. First, I’ll explain how to pre-plan a funeral and show you how prepaid services work. Since there are many scenarios, I’ll break funeral planning into sections. This guide is a simple, straightforward way to take care of all funeral details from start to finish. But most people have yet to experience planning a meaningful service, so you might not know what steps are required. Funeral and memorial services are integral to the grieving process.
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